Terms of Service

Effective Date: 2-10-25

1. Introduction & Acceptance of Terms

Welcome to Wise Life Strategies ("Company," "we," "our," or "us"). We provide speaking, writing, and consulting services designed to inspire, educate, and empower individuals and organizations. By accessing our website, purchasing our products, or using our services (collectively, "Services"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please refrain from using our Services.

2. User Eligibility & Account Requirements

Our Services are available to individuals 18 years or older. By using our Services, you confirm that you meet this requirement. If creating an account, you agree to provide accurate information and to keep your credentials secure. We reserve the right to suspend or terminate accounts for non-compliance.

3. Scope of Services

We offer speaking engagements, written content, coaching, and consulting. Service details, including pricing, availability, and delivery methods, are outlined on our website or in service agreements. We reserve the right to modify or discontinue any Service at our discretion.

4. Payment & Refund Policy

Payments are due as specified at the time of purchase. We accept Checks, credit cards. Refund requests for books must be made in writing within 30 days of purchase. Chargebacks or unauthorized payment disputes may result in account suspension.

5. Intellectual Property Rights

All content, including but not limited to speeches, articles, courses, and trademarks, remains our intellectual property unless otherwise stated in a written agreement. You may not reproduce, distribute, or modify our content without explicit permission.

6. FTC Compliance & Disclosures

We comply with FTC guidelines regarding endorsements and testimonials. Any affiliate links or sponsored content will be clearly disclosed. Testimonials represent individual experiences and do not guarantee similar results.

7. User Conduct & Prohibited Activities

Users must not:

Violate any laws or regulations
Engage in harassment, spamming, or abusive behavior
Copy, distribute, or exploit our content without authorization
Use our Services for unauthorized commercial purposes

8. Disclaimers & Limitation of Liability

Our Services are provided "as is" without warranties of any kind. We are not liable for indirect, incidental, or consequential damages arising from your use of our Services to the fullest extent permitted by law.

9. Indemnification Clause

You agree to indemnify and hold us harmless from any claims, damages, or expenses arising from your use of our Services or violation of these Terms.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of California. Any disputes shall be resolved through arbitration in Weaverville, Trinity County, California, unless otherwise required by law.

11. Termination of Services

We may suspend or terminate access to our Services for violations of these Terms. Users may also discontinue use at any time.

12. Revisions & Updates to the Terms

We reserve the right to update these Terms. Any changes will be posted with a revised "Effective Date." Continued use of our Services constitutes acceptance of the updated Terms.

13. Severability & Entire Agreement

If any provision of these Terms is found to be unenforceable, the remainder remains valid. These Terms constitute the entire agreement between you and us.

14. Contact Information

For questions or concerns about these Terms, please contact us at [email protected].